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Teen Wallet Makes Money Easy for Kids & Parents

The most significant duty of a parent is to equip children with tools to help them navigate their futures. A […]

Signing Up for Digital Statements

The Benefits of Signing Up for Digital Statements In today’s digital era, there’s always new technology hitting the market to […]

New Years’ Resolution: Be Safe with all your Christmas Toys

If you received one (or more) flashy new electronic devices for Christmas, make sure that you configure them securely […]

Electronic Payment Systems

Around the holidays, shopping is top of mind for many people. However, in a hurry to get your gifts […]

How to Budget for Extra Holiday Expenses

While the holiday season is known as the most wonderful time of the year, for most people, it is […]

Check Fraud on the Rise

Many types of scams and frauds target bank customers, but one in particular has skyrocketed across the country — check […]

Avoid Online Job Scams

by Kallie Dixon, Vice President/Compliance Officer/BSA/OFAC/CRA Officer HOMEBANK employees have reported an increase in online scams over the past […]

Keep Your Business Safe During the Holidays

Retailers will tell you that they work the first three quarters of the year to break even on their […]

Purchasing Hunting Property

Hunting season has arrived in Illinois and Missouri. If you are having difficulty finding a landowner who will give you […]

Investing in Our Communities

The Community Reinvestment Act (CRA) is federal legislation that encourages banks to assist in meeting the financial needs of […]

Make Your Business Stand Out

Every day, you are faced with the challenge of standing out in a crowded marketplace. You know if you […]

Local Banking is Better

It’s time to take a look at what your bank is doing for you. Why are you paying them so […]

Why Work at a Bank?

If you’ve never considered applying for a position in banking, HOMEBANK employees will encourage you to broaden your career […]

Saving for your Child’s College Education

College is one of the most expensive purchases a family will make. If you look at current college costs […]

Simple Savings Strategies

Saving is a mindset. Like exercise and eating healthy, saving is difficult at first but can become part of […]

Buying Investment Property

Purchasing an investment property to earn rental income (passive income) can be a good investment but can also be risky. […]

Summer Vacation on a Budget

Go Outside With two national and state forests aplenty in Missouri and Illinois, you can breathe in the crisp smell […]

Balancing Spending and Saving for your Business

When it comes to financial planning and deciding where to spend and save for your business, creating a budget […]

Protect Yourself from Phone Scams

Even in today’s online, high-tech world of digital communications, phone scams are alive and well, and out there to […]

Saving for Retirement

Some experts say to retire by age 67, you should have 10 times your income saved and you should […]

Good Bankers Come to You

If your banker has never met with you at your business (either in person or virtually), then you may […]

Business Succession Planning

Preparing your business to be successful should include succession planning, no matter the size of your business. Whether you’re a […]

Finding the Right Merchant Services for Your Business

Since a majority of people prefer to pay for things by card instead of cash, you’ll want to […]

Financial Literacy – Teaching Teens

Your kids are never too young to practice smart money management habits, especially as they approach college life and beyond. […]

Teaching Your Kids How Money Works (Grades 6-8)

Real Life Lessons to Teach and Inspire Better Money Habits for Kids The practical, daily application of money habits is […]

Starting a Business

WHY START A BUSINESS? At the core of the American dream lies personal independence, which can be found in the […]

How to Talk to Your Kids About Money (Grades K-8)

Helping young people develop a savings habit early in life will help them with financial decisions early on and […]

Benefits of Winter Home Buying

Normally, spring and summer tend to be the busiest seasons for real estate transactions and capitalizing on trends during […]

Financing Your Crop Input Material

“During the winter months, farmers are busy caring for their livestock, applying the upcoming crop season inputs when the […]

How the Federal Reserve Impacts Your Finances

The Federal Reserve The Federal Reserve (also known more generally as the Fed) is the U.S.’s independent central bank, established […]

Ag Financing to Maintain and Grow Production

With over 167,000 farms in Missouri and Illinois producing a wide range of commodities, including soybeans, corn, cattle, poultry, […]

The Tax Benefits of IRA Contributions

Retirement may seem a long way away but investing as early and as frequently as possible will better prepare you […]

Mobile Banking Changing the Way You Bank

Demand and usage for mobile banking has skyrocketed in the past few years, with one study indicating that 75% of […]

Protection Your Business and Personal Assets

Protecting your business and personal assets requires proper planning and monitoring of your assets, as your risk level may change […]

Understanding the Different Types of Business Entities

When starting or expanding a business, one of the most important choices to make is which business entity type (legal […]

How to Start a Budget and Save for Your Goals

Establishing realistic spending and saving habits is challenging for everyone. Whether it is for personal or business savings, budget planning […]

Farm and Agricultural Safety

We are a community of farmers, ranchers and growers. Farm safety is a huge focus and concern for HOMEBANK as […]

The Importance of an Emergency Fund for Your Business

Having an emergency fund for your business provides a safety net to weather the bad times and confidently invest […]

Top 5 Reasons Why Payment Plans Work

Giving the customer options is always a benefit. A benefit for them as well as for your business. Your […]

Being a Good Corporate Neighbor

A good corporate citizen and neighbor comes in various forms and degrees of success. Employees and customers are evaluating their […]

Attracting and Retaining Employees

The costs of hiring and retaining employees can be some of the largest and most challenging a business or organization […]

How to Embrace COVID-19 Change for Your Business

In a world where remote digital teamwork has become the norm and conferences have gone virtual, where has that left […]

Are you a little fish in a big pond? Benefits of a small, local bank.

No matter the size of your business, the challenges are always the same. Never enough time. You need to […]

Top 5 Best Practices to Strengthen Your Business Credit Application

1 – Know what you want. If you have a goal to expand your business, be specific about what […]

Why are Banks Asking So Many Questions?

If you have opened a new bank account in recent years, you may have found yourself surprised at just […]

How to and why build a relationship with your banker

Banking is more than a simple transaction or application for credit. Banking for your business should be about […]

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