Young woman enjoying a cup of coffee on a rainy day
| Value | E-Premier | Preferred | E-Money Market | Money Market | Senior* | Student | |
|---|---|---|---|---|---|---|---|
Application | Apply Now | Apply Now | Apply Now | ||||
Minimum Balance to Open | $50.00 | $50.00 | $500.00 | $2,500.00 | $2,500.00 | $100.00 | $50.00 |
Transaction Requirements | None | To qualify to earn the higher tier interest rate you must have a minimum of 10 debits per statement cycle & one recurring electronic debit or credit into the account per month. | None | None | None | None | None |
Minimum Balance to Avoid Fee | $0.00 | $0.00 | $500.00 | $2,500.00 $15.00 Monthly balance fee if the account balance falls below any day of the statement cycle. | $2,500.00 $15.00 Monthly balance fee if the account balance falls below any day of the statement cycle. | $100.00 $7.00 Monthly balance fee if the account balance falls below minimum balance in a statement cycle. | $0.00 |
Other Fees | Excess debit fee $0.25 for each debit over 25 per month. | $5.00 E-Requirement fee every statement cycle if not enrolled in online banking and online/mobile banking usage of at least 1x per month. | None | $5.00 E-Requirement fee every statement cycle if not enrolled in online banking and online/mobile banking usage of at least 1x per month. $5.00 Excess withdrawal fee for each debit transaction in excess of the 6 allowed transactions. | $5.00 Excess withdrawal fee for each debit transaction in excess of the 6 allowed transactions. | None | None |
Interest Bearing | No | Yes | Yes | Yes | Yes | No | No |
Minimum Balance to Receive Annual Percentage Yield | N/A | $0.01 | $500.00 | $2,500.00 | $2,500.00 | N/A | N/A |
First Debit Card FREE | No | Yes | Yes | Yes | Yes | Yes | Yes |
FREE Online Banking, Mobile Banking and Bill Pay | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
Online Statements Available | Yes | Yes Required to avoid E-Requirement fee. | Yes Required to avoid E-Requirement fee. | Yes Required to avoid E-Requirement fee. | Yes | Yes | Yes |
24 Hour Phone Access | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
*Must be 50 years of age or older
