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CD / IRA

Certificate of Deposit (CD)*

  • CDs are a secure investment for your money in a variety of term lengths and interest rates.
  • We offer a variety of options to meet everyone’s needs.

 

Rates - Certificate of Deposit

TERMMINIMUM DEPOSIT TO OPEN ACCOUNTMINIMUM BALANCE TO OBTAIN APYINTEREST RATEANNUAL PERCENTAGE YIELD (APY)

TERM

3 MONTHS

MINIMUM DEPOSIT TO OPEN ACCOUNT

$2,500.00

MINIMUM BALANCE TO OBTAIN APY

$2,500.00

INTEREST RATE

0.65%

ANNUAL PERCENTAGE YIELD (APY)

0.65%

TERM

6 MONTHS

MINIMUM DEPOSIT TO OPEN ACCOUNT

$2,500.00

MINIMUM BALANCE TO OBTAIN APY

$2,500.00

INTEREST RATE

0.75%

ANNUAL PERCENTAGE YIELD (APY)

0.75%

TERM

12 MONTHS

MINIMUM DEPOSIT TO OPEN ACCOUNT

$2,500.00

MINIMUM BALANCE TO OBTAIN APY

$2,500.00

INTEREST RATE

0.75%

ANNUAL PERCENTAGE YIELD (APY)

0.75%

TERM

18 MONTHS

MINIMUM DEPOSIT TO OPEN ACCOUNT

$2,500.00

MINIMUM BALANCE TO OBTAIN APY

$2,500.00

INTEREST RATE

0.80%

ANNUAL PERCENTAGE YIELD (APY)

0.80%

TERM

24 MONTHS

MINIMUM DEPOSIT TO OPEN ACCOUNT

$2,500.00

MINIMUM BALANCE TO OBTAIN APY

$2,500.00

INTEREST RATE

0.90%

ANNUAL PERCENTAGE YIELD (APY)

0.90%

TERM

30 MONTHS

MINIMUM DEPOSIT TO OPEN ACCOUNT

$2,500.00

MINIMUM BALANCE TO OBTAIN APY

$2,500.00

INTEREST RATE

1.00%

ANNUAL PERCENTAGE YIELD (APY)

1.00%

TERM

36 MONTHS

MINIMUM DEPOSIT TO OPEN ACCOUNT

$2,500.00

MINIMUM BALANCE TO OBTAIN APY

$2,500.00

INTEREST RATE

1.00%

ANNUAL PERCENTAGE YIELD (APY)

1.00%

TERM

48 MONTHS

MINIMUM DEPOSIT TO OPEN ACCOUNT

$2,500.00

MINIMUM BALANCE TO OBTAIN APY

$2,500.00

INTEREST RATE

1.25%

ANNUAL PERCENTAGE YIELD (APY)

1.26%

TERM

60 MONTHS

MINIMUM DEPOSIT TO OPEN ACCOUNT

$2,500.00

MINIMUM BALANCE TO OBTAIN APY

$2,500.00

INTEREST RATE

1.50%

ANNUAL PERCENTAGE YIELD (APY)

1.51%

TERM

MINIMUM DEPOSIT TO OPEN ACCOUNT

MINIMUM BALANCE TO OBTAIN APY

INTEREST RATE

ANNUAL PERCENTAGE YIELD (APY)

TERM

10-MONTH SPECIAL**

MINIMUM DEPOSIT TO OPEN ACCOUNT

$2,500.00

MINIMUM BALANCE TO OBTAIN APY

$2,500.00

INTEREST RATE

2.00%

ANNUAL PERCENTAGE YIELD (APY)

2.02%

TERM

13-MONTH SPECIAL**

MINIMUM DEPOSIT TO OPEN ACCOUNT

$2,500.00

MINIMUM BALANCE TO OBTAIN APY

$2,500.00

INTEREST RATE

3.00%

ANNUAL PERCENTAGE YIELD (APY)

3.03%

TERM

16-MONTH SPECIAL**

MINIMUM DEPOSIT TO OPEN ACCOUNT

$2,500.00

MINIMUM BALANCE TO OBTAIN APY

$2,500.00

INTEREST RATE

3.25%

ANNUAL PERCENTAGE YIELD (APY)

3.29%

TERM

19-MONTH SPECIAL**

MINIMUM DEPOSIT TO OPEN ACCOUNT

$2,500.00

MINIMUM BALANCE TO OBTAIN APY

$2,500.00

INTEREST RATE

3.75%

ANNUAL PERCENTAGE YIELD (APY)

3.80%

 

Individual Retirement Account (IRA)

  • Your investments today can impact how you live tomorrow.
  • Prepare for your future and receive a tax-advantage.

 

IRA CERTIFICATE OF DEPOSIT*

TermMINIMUM DEPOSIT TO OPEN ACCOUNTMINIMUM BALANCE TO OBTAIN APYINTEREST RATEANNUAL PERCENTAGE YIELD (APY)

Term

TIME OPEN SAVINGS

MINIMUM DEPOSIT TO OPEN ACCOUNT

$50.00

MINIMUM BALANCE TO OBTAIN APY

$50.00

INTEREST RATE

0.90%

ANNUAL PERCENTAGE YIELD (APY)

0.90%

Term

12 MONTHS

MINIMUM DEPOSIT TO OPEN ACCOUNT

$2,500.00

MINIMUM BALANCE TO OBTAIN APY

$2,500.00

INTEREST RATE

0.75%

ANNUAL PERCENTAGE YIELD (APY)

0.75%

Term

24 MONTHS

MINIMUM DEPOSIT TO OPEN ACCOUNT

$2,500.00

MINIMUM BALANCE TO OBTAIN APY

$2,500.00

INTEREST RATE

0.90%

ANNUAL PERCENTAGE YIELD (APY)

0.90%

Term

36 MONTHS

MINIMUM DEPOSIT TO OPEN ACCOUNT

$2,500.00

MINIMUM BALANCE TO OBTAIN APY

$2,500.00

INTEREST RATE

1.00%

ANNUAL PERCENTAGE YIELD (APY)

1.00%

Term

48 MONTHS

MINIMUM DEPOSIT TO OPEN ACCOUNT

$2,500.00

MINIMUM BALANCE TO OBTAIN APY

$2,500.00

INTEREST RATE

1.00%

ANNUAL PERCENTAGE YIELD (APY)

1.00%

Term

60 MONTHS

MINIMUM DEPOSIT TO OPEN ACCOUNT

$2,500.00

MINIMUM BALANCE TO OBTAIN APY

$2,500.00

INTEREST RATE

1.00%

ANNUAL PERCENTAGE YIELD (APY)

1.00%

A penalty will be imposed for early withdrawal.

Annual Percentage Yield effective as of Nov. 3, 2022.

*Daily Balance Required.  Fees could reduce the earnings on the account.

**Maximum opening balance for CD and IRA specials is $249,000.00.

The rate and APY may be subject to change after the account is opened without notice.

Please contact a Customer Service Representative for further information about applicable fees and terms.