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Annual Percentage Yield effective as of October 23, 2018

Rates are subject to change without notice.

Rates - Checking & Savings Accounts

Minimum Deposit to Open AccountMinimum Balance to Obtain APYInterest RateAnnual Percentage Yield (APY)


E-PREMIER CHECKING*

Minimum Deposit to Open Account


$50.00

Minimum Balance to Obtain APY


$0.01 - $25,000.00

Interest Rate


1.73%

Annual Percentage Yield (APY)


1.75%


Minimum Deposit to Open Account


Minimum Balance to Obtain APY


$25,000.01 +

Interest Rate


0.35%

Annual Percentage Yield (APY)


0.35%


Minimum Deposit to Open Account


Minimum Balance to Obtain APY


If you do not meet account requirements

Interest Rate


0.05%

Annual Percentage Yield (APY)


0.05%


PREFERRED NOW CHECKING

Minimum Deposit to Open Account


$500.00

Minimum Balance to Obtain APY


$500.00 - $2,499.99

Interest Rate


0.10%

Annual Percentage Yield (APY)


0.10%


Minimum Deposit to Open Account


Minimum Balance to Obtain APY


$2,500.00 +

Interest Rate


0.25%

Annual Percentage Yield (APY)


0.25%


E-MONEY MARKET

Minimum Deposit to Open Account


$2,500.00

Minimum Balance to Obtain APY


$2,500.00 - $9,999.99

Interest Rate


0.30%

Annual Percentage Yield (APY)


0.30%


Minimum Deposit to Open Account


Minimum Balance to Obtain APY


$10,000.00 - $24,999.99

Interest Rate


0.40%

Annual Percentage Yield (APY)


0.40%


Minimum Deposit to Open Account


Minimum Balance to Obtain APY


$25,000.00 - $49,999.99

Interest Rate


0.50%

Annual Percentage Yield (APY)


0.50%


Minimum Deposit to Open Account


Minimum Balance to Obtain APY


$50,000-$99,999.99

Interest Rate


0.60%

Annual Percentage Yield (APY)


0.60%


Minimum Deposit to Open Account


Minimum Balance to Obtain APY


$100,000 - $199,999.99

Interest Rate


0.85%

Annual Percentage Yield (APY)


0.85%


Minimum Deposit to Open Account


Minimum Balance to Obtain APY


$200,000 +

Interest Rate


1.20%

Annual Percentage Yield (APY)


1.21%


MONEY MARKET

Minimum Deposit to Open Account


$2,500.00

Minimum Balance to Obtain APY


$2,500 - $9,999.99

Interest Rate


0.20%

Annual Percentage Yield (APY)


0.20%


Minimum Deposit to Open Account


Minimum Balance to Obtain APY


$10,000.00 - $24,999.99

Interest Rate


0.30%

Annual Percentage Yield (APY)


0.30%


Minimum Deposit to Open Account


Minimum Balance to Obtain APY


$25,000 - $49,999.99

Interest Rate


0.40%

Annual Percentage Yield (APY)


0.40%


Minimum Deposit to Open Account


Minimum Balance to Obtain APY


$50,000-$99,999.99

Interest Rate


0.50%

Annual Percentage Yield (APY)


0.50%


Minimum Deposit to Open Account


Minimum Balance to Obtain APY


$100,000 - $199,999.99

Interest Rate


0.75%

Annual Percentage Yield (APY)


0.75%


Minimum Deposit to Open Account


Minimum Balance to Obtain APY


$200,000 +

Interest Rate


1.10%

Annual Percentage Yield (APY)


1.11%


BASIC SAVINGS

Minimum Deposit to Open Account


$50.00

Minimum Balance to Obtain APY


$50.00

Interest Rate


0.30%

Annual Percentage Yield (APY)


0.30%


SUPREME SAVINGS

Minimum Deposit to Open Account


$500.00

Minimum Balance to Obtain APY


$500.00

Interest Rate


0.40%

Annual Percentage Yield (APY)


0.40%


GOLDEN BRIDGE SAVINGS**

Minimum Deposit to Open Account


$1,000.00

Minimum Balance to Obtain APY


$1,000.00 - $9,999.99

Interest Rate


0.70%

Annual Percentage Yield (APY)


0.70%


Minimum Deposit to Open Account


Minimum Balance to Obtain APY


$10,000.00 - $24,999.99

Interest Rate


0.90%

Annual Percentage Yield (APY)


0.90%


Minimum Deposit to Open Account


Minimum Balance to Obtain APY


$25,000.00 +

Interest Rate


1.30%

Annual Percentage Yield (APY)


1.31%


CHRISTMAS CLUB

Minimum Deposit to Open Account


$5.00

Minimum Balance to Obtain APY


$5.00

Interest Rate


1.00%

Annual Percentage Yield (APY)


1.00%


HEALTH SAVINGS ACCOUNT

Minimum Deposit to Open Account


$50.00

Minimum Balance to Obtain APY


$50.00 - $9,999.99

Interest Rate


0.20%

Annual Percentage Yield (APY)


0.20%


Minimum Deposit to Open Account


Minimum Balance to Obtain APY


$10,000.00 - $24,999.99

Interest Rate


0.25%

Annual Percentage Yield (APY)


0.25%


Minimum Deposit to Open Account


Minimum Balance to Obtain APY


$25,000.00 +

Interest Rate


0.75%

Annual Percentage Yield (APY)


0.75%

*For account balances greater than $25,000.00, a blended rate of 1.75% – 0.35% APY will be shown on the monthly account statement.

**Must be 50 years of age or older