Schedule of Fees
Effective June 15, 2022
The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account.
24-Hour Access Telephone
Account Balancing Assistance
$20.00/hour, $10.00 minimum
Account Closed within 90 Days of Opening
$20.00/hour, $10.00 minimum
Account Statement Printed by Bank
Automated Loan Payment Convenience Fee
Bank Certification and Notary (customers only)
BILL PAY OPTIONS
20 bills free per month, additional bills $0.55 each. A $5.00 monthly inactivity fee will be assessed after two consecutive months of inactivity.
$25.00 for 20 bills per month, additional bills $0.55 each
Cannabis Deposit Application Fee (non-refundable)
Varies per Tier
Cashier's Checks/Money Orders
Varies by Style
Coin Counting Fee (non-customers)
Copy of Imaged Check
Credit Card Advance
Expedited Debit Card Order
Expedited Debit Card PIN Order
External ACH Setup Fee
External ACH Modification Fee
Fax Service - Outgoing or Incoming
Foreign ATM transaction/inquiry fee
$1.00 each. Additional fees may be charged at ATMs not owned and operated by HOMEBANK. Fees will be disclosed at the ATM before completing a transation.
Foreign Checks sent for Collection (customers only)
FOREIGN CURRENCY (Customers only)
$10.00 plus 3rd Party Fee
Garnishments, Levies, Executions
Gift Card Sale
Internet Banking Reactivation Fee
IRA Transfer Fee
Locking Night Deposit Bag
Non-Customer Check Cashing Fee
2% of check amount; minimum of $10.00
OVERDRAFT FEES (maximum of $153.00/day per account)
Order of Items Clearing are: ATM/POS Visa Transactions, ACHs, and then by check number (lowest to highest). Maximum fees of $153.00 per day includes: 5 paid items per day and a $3.00 continuous overdraft fee, if applicable.
NSF Paid Item Fee*
NSF Return Item Fee*
AOD Paid Item Fee*
Continuous Overdrawn Balance Fee
$3.00/day. Applied after 3rd consecutive business day of negative account balance of $5.00 or more.
Replacement Debit Card
Returned Deposit Item Fee
SAFE DEPOSIT BOXES
See your local branch for size availability and pricing
Replacement key for Safe Deposit Box
Drill Fee for 2 Lost Keys on Safe Deposit Box
based on current market price
Annual Rent Late Fee
Signature Guarantee (customers only)
Sweep Transfer Fee
*Item Fee applies for each time an item is presented for payment.
The Bank reserves the right to change fees with 30 days written notice to the customer.
Payment of overdrafts up to $250.00 will normally be considered. Rather than automatically returning unpaid any insufficient funds item that you may have, we will consider, without obligation on our part, payment of your reasonable overdrafts. Consumers are expected to promptly return the account to a positive balance.
We will charge our normal non-sufficient funds or overdraft charge, as set forth in our fee schedules, for each item that would create an overdraft on your account. A continuous overdrawn balance fee of $3.00 will apply after the 3rd consecutive business day with a negative account balance of $5.00 or more. We will not charge for ATM withdrawals or POS (Point of Sale) transactions or VISA check card debits unless you have granted us permission by opting in. Your opt-in choice may be revoked by you at any time. If you choose not to opt-in and your account is overdrawn more than two times in one month by ATM or POS transactions, we reserve the right to cancel your debit card. AOD privileges may be revoked for account abuse or at management’s discretion.
This is a credit qualified service. To qualify for this product, contact the Loan Department.