The Difference between Online Companies and your Local Bank
Local banks provide service before, during and after the home loan process. Senior Vice President Mike Smith explains.
HOMEBANK Loan Officer Becky Scheufele says there are benefits to working with a local banker.
CRAZY low interest rates for home loans on the internet may be tempting. HOMEBANK Senior Vice President Mike Smith says to make sure to read the fine print.
First Steps in the Home Buying Process
Most people don’t wake up one day and say, “I’m going to buy a house.” Or at least they shouldn’t, according to HOMEBANK Loan Officer Becky Scheufele. She says it’s always best to start with a plan.
HOMEBANK Home Loan Officers say your very first step in finding your dream home is a visit with your banker. Senior Vice President Mike Smith explains why.
Finding out if you are pre-approved for a home loan at HOMEBANK is not difficult. Senior Vice President Mike Smith discusses what you’ll need to bring to the bank in this video.
A little advice about credit worries
HOMEBANK Senior Vice President Mike Smith says all is not lost if you discover a low credit score when applying for pre-approval for a home loan. In fact, knowing where you stand is always the first step to improving your score.
HOMEBANK Home Loan Officer Becky Scheufele says if you discover you have a low credit score, it isn’t always caused by bad habits.
HOMEBANK’s traditional 15- and 30-year fixed rate home loans with 10-20% down payment are by far the most popular, according to Home Loan Officer Becky Scheufele. But, other options are available for customers with less money for a down payment.