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Minimum balance to open the account and obtain the annual percentage yield disclosed: No minimum balance to open this account. You must maintain a minimum balance of $2,500,000.00 in the account each day to obtain the disclosed annual percentage yield.

Transaction limitations: Transfers from a Money Market account to another account or to a third party by preauthorized, automatic, telephone, or computer transfer are limited to six per statement cycle. An excess debit fee of $5.00 will be charged for each debit transaction in excess of the six allowed transactions.

Rate Information: At our discretion, we may change the interest rate on your account at any time. A change in interest rate may change the annual percentage yield. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks). Interest will be compounded and credited to your account every month. If you close your account before interest is credited, you will not receive the accrued interest.

Additional Services Available:
Visa Business Debit Card: First debit card free; replacement debit card prior to normal expiration $10.00
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Make an appointment with a HOMEBANK Business Banker to learn more.