Federal Deposit Insurance Corporation - FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Federal Deposit Insurance Corporation - FDIC-Insured - Backed by the full faith and credit of the U.S. Government
swipping card
Around the holidays, shopping is top of mind for many people. However, in a hurry to get your gifts
purchased, it’s easy to overlook the many payment options that exist. HOMEBANK’s Vice President
of Business and Digital Banking, Caitlin Anderson, delves into the helpful electronic payment
systems that HOMEBANK offers.
HOMEBANK cards have contactless Tap to Pay capabilities, where you simply hold your card or
device over the terminal. “This quick and easy payment option is secure due to the payment
information being tokenized. By not having to insert or swipe your card, it reduces the potential for
fraud.” Anderson explains.
Your virtual wallet app on your cell phone is compatible with HOMEBANK’s Virtual Wallet payment
option that allows you to pay with your debit card using your cell phone. Simply hover your phone
over the payment terminal to make a purchase. Anderson notes that “The great thing about this
option is it allows you to conveniently make a payment without having to have your debit card
present. So, while you are shopping this holiday season, you don’t have to worry about pulling your
debit card out, and possibly losing it, you can simply use your cell phone to make your purchase.”
Another component of HOMEBANK’s virtual banking is the P2P (person-to-person) payment option.
This great feature available within our Digital Banking platform allows customers to send funds to
family and friends as needed. Anderson explains how convenient this option is: “Say you are out
with a friend for coffee, and forget your debit card, you can pay them back instantly. Customers
simply log into their Digital Banking and add the person as a payee. They can send the payee a
request through a text or email. It is quick and easy, and the best part is it done all through your
Digital Banking app!”
In a world that moves further into the realm of technology each day, it’s important to stay up-to-date on the opportunities presented by such advances. Consider HOMEBANK’s simple and secure electronic payment systems as you update your virtual wallet.
HOMEBANK, Member FDIC
