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Minimum balance to open the account: You must deposit a minimum of $50.00 to open the account.
*Bonus: To earn the bonus, account must remain open for at least 60-days and the Transaction Requirements and E-Requirements listed below, must be met. You will receive a $100.00 E-Bonus reward deposit to your account as a bonus on the last day of the statement cycle following the 60-day account open requirement and all account transaction requirements have been met. Bonus will be reported on a 1099-INT at end of year.
E- Requirements: You are required to enroll in Online Banking and access your account a minimum of one (1) time each statement cycle. You will also be required to enroll in eStatements.
Transaction Requirements: You are required to make a minimum of ten (10) debit card point of sale transactions each statement cycle. These transactions must post and settle to your account by the end of statement cycle. You are also required to have at least one direct deposit each statement cycle (examples include: Prearranged ACH Payments or Deposits) You will be allowed a one month grace period for set up of the electronic deposit.
Other Fees: An Account Transaction Requirement Fee of $5.00 will be imposed each statement cycle after bonus is paid, if transaction requirements listed above are not continuously met. An E-requirement service fee of $5.00 will be imposed every statement cycle that does not have Online Statements and Online/Mobile Banking usage at least once during the statement cycle.
Account Restrictions: This account is limited to one account per social security number.
Additional Services Available:
Visa Debit Card: First debit card free; replacement debit card prior to normal expiration $10.00
Online Banking and Unlimited Bill Pay
24 Hour Unlimited Phone Access
Cash Reserve, Automatic Transfer from Savings (ATS) to cover overdrafts or Allowable Overdraft