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CRA

 

HOMEBANK is committed to serve the banking needs of the communities in which we work and live. Our commitment extends to all individuals and businesses regardless of income or size of the business. HOMEBANK offers a variety of products and services to accomplish this goal while still maintaining safe, sound and prudent banking practices.

In accordance with the Community Reinvestment Act (CRA) Regulation (Regulation BB, 12 CFR 25), HOMEBANK is required to maintain and, upon request, make available for public inspection a completed Community Reinvestment Act Public File. By providing the CRA Public File online, HOMEBANK is better able to keep this data up to date. The information provided is current as of April 1 of each year. If you are interested in viewing our CRA Public File, please click on the documents listed below.


 

CRA FDIC Performance Evaluation

Download a copy of the CRA FDIC Performance Evaluation.

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Branch and Office Locations

Branch and office locations as of April 1.

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Branch Openings – Closures

Branch openings and closures for the prior 2 years through April 1st of the current year.

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Assessment Area Maps and Income Demographics

Assessment area maps and income tracts listed by county.

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Loan-To-Deposit Ratio

Loan-to-deposit ratio by state and total.

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Personal Solutions and Fee Schedule

Learn about Personal Solutions at HOMEBANK.

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Loan Fee Schedule

Business Solutions and Fee Schedule

Learn about Business Solutions at HOMEBANK.

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Loan Fee Schedule

HMDA Disclosure Notice

Notice of where to locate Loan Application Register Data.

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Public Comments

All written comments received from the public for the current year, and  prior two calendar years, that specifically relate to the bank’s performance in helping to meet community credit needs, and any response to the comments by the bank.

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CRA Public File Request

If you would like to receive a hard copy of this file, please complete and return the request form.

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